Rupay Credit Card on UPI Offer: Flat 5% Cashback up to Rs. 3000


  • Flat 5% Cashback on Minimum purchase of ₹25000 with Maximum Cashback of ₹3000 Once Per Card; Applicable on all UPI application during the campaign period.
  • Campaign will be for 2 days i.e., 10th Feb’24 to 11th Feb’24.


  • Customers should have RuPay Credit Card linked on UPI on any UPI application (Existing and new users).
  • Customers should have done transactions through RuPay Credit Card on UPI on specified MCCs* only. No promo code required.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions during the offer period, without accounting for any cancellation or reversals.

Other Terms:​

  • The cashback for the campaign will be from 10th – 11th Feb-24 only.
  • The transaction meeting the other criteria but not done on MCCs which are mentioned in T&Cs, during the offer period will not be eligible for the cashback.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions, without accounting for any cancellation or reversals.
  • Customer will be eligible for 5% cashback on min spend of 25000, through RuPay Credit Card on UPI.
  • Customer will be eligible for Max cashback of ₹3000.
  • Customer will be eligible for cashback once per card during the offer period only.
  • Cashback will be credited to the eligible customer by the Issuing Bank within 30
  • working days of transaction.
  • NPCI reserves the right to disqualify the customer(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the credit card.
  • NPCI reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar
  • to this Offer or not, or to extend or withdraw it altogether.
  • By participation in this Offer, you hereby agree that NPCI or/and Participating Banks will not be held liable or responsible for any loss or damage whatsoever incurred by you in connection with the Offer.
  • All disputes between the customers and Bank, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Delhi only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
  • NPCI or Participating Banks do not guarantee and make any representation about the usefulness, worthiness and/or character of the discount / benefit or of the products under the Offer.
  • Commercial & Corporate Cards are not eligible for the offer.
  • Any person availing this Offer shall be deemed to have accepted these Offer Terms.
  • Customers will be eligible for cashback only on below Merchant Categories.
Sr No. MCC Description
1 5944 - Jewellery, Watches, Clocks and Silverware Stores
2 5094 - Precious Stones And Metals, Watches And Jewellery