Are you a travel enthusiast looking for a credit card that offers exciting features? Look no further! The Federal Bank Scapia Credit Card is here to fulfill your travel dreams. In this article, we will explore the features of the Scapia Credit Card and guide you on how to apply for this lifetime free travel card. Let’s dive in!
Understanding the Federal Bank Scapia Credit Card
The Federal Bank Scapia Credit Card is a travel-oriented card that offers exciting features for everyone. It is a result of the collaboration between Federal Bank and VISA Signature. This card is the brainchild of Anil Goteti, former Senior Vice President of Flipkart, who aimed to provide travel enthusiasts with a credit card that caters to their specific needs.
Key Features of the Scapia Credit Card
Earn Scapia Coins on Every Spend
With the Scapia Credit Card, you can earn 10% Scapia Coins on every spend, whether it’s online or offline. These coins act as a reward system, allowing you to accumulate value as you use your card for various purchases.
Bonus Coins on Travel Bookings
For travel lovers, the Scapia Credit Card offers an enticing benefit. When you book your travel through the Scapia App, you can earn 20% Scapia Coins. This bonus incentive encourages cardholders to make their travel arrangements using the dedicated Scapia platform.
Convenient Coin Redemption
The Scapia Coins you earn can be redeemed for travel-related expenses. For every 5 coins you accumulate, you can redeem ₹1 towards your travel expenses. This redemption system provides flexibility and value for cardholders who enjoy exploring new destinations.
Unlimited Domestic Lounge Access
One of the standout features of the Scapia Credit Card is the unlimited domestic lounge access it provides. By spending just ₹5000 a month using your Scapia Credit Card, you can enjoy the luxury and comfort of domestic lounges across the country.
Zero Forex Markup Fees
For those who frequently travel internationally, the Scapia Credit Card offers a significant advantage. You can say goodbye to excessive fees on foreign currency transactions as the Scapia Credit Card comes with zero forex markup fees. This feature saves you money and provides a hassle-free experience during your international trips.
Lifetime Free Credit Card
Unlike many credit cards that come with joining fees or annual fees, the Scapia Credit Card stands out by offering a lifetime free credit card. This means you can enjoy the benefits and features of the card without worrying about additional charges.
Applying for Scapia Credit Card
CLICK HERE TO APPLY
Now that you know about the exciting features of the Scapia Credit Card, let’s explore the process of applying for this travel card.
Step 1: Download the Scapia Cards App
To begin your application process, you need to download the Scapia Cards App. The app is available for both Android and iOS devices, ensuring compatibility with a wide range of smartphones.
Step 2: Sign Up and Join the Waitlist
After downloading the app, sign up using your phone number. Once you’ve signed up, you can join the waitlist for the Scapia Credit Card. It’s important to note that there is no waitlist numbering system, which means everyone will receive an invite as soon as the card is launched en masse.
Benefits of the Scapia Credit Card
The Scapia Credit Card offers several benefits that make it an attractive choice for travel enthusiasts and frequent flyers.
Seamless Travel Experience
With the Scapia Credit Card, you can enjoy a seamless travel experience. From earning rewards on your spends to redeeming them for your travel expenses, this card is designed to enhance your journey from start to finish.
Saving on Foreign Currency Transactions
The zero forex markup fees on international transactions provided by the Scapia Credit Card can result in significant savings. You can use your card abroad without worrying about inflated exchange rates or additional charges.
Access to Domestic Lounges
By spending just ₹5000 a month, you gain access to domestic lounges across the country. This perk allows you to relax and unwind in comfortable lounges while waiting for your flight, making your travel experience even more enjoyable.
No Joining Fee or Annual Fee
The lifetime free nature of the Scapia Credit Card sets it apart from other cards in the market. You can enjoy all the benefits and features without paying any joining fees or annual fees, making it a cost-effective choice for frequent travelers.
Comparison with Other Cards
If you are curious about other credit cards that offer zero forex markup fees, you can refer to the list of Zero Forex Markup Cards available on various platforms. Comparing the features and benefits of different cards can help you make an informed decision based on your travel requirements and preferences.
Step-by-Step Guide to Applying for Scapia Credit Card
- Download the Scapia Cards App from the official app store of your smartphone (Android or iOS).
- Sign up for an account using your phone number.
- Once signed up, join the waitlist for the Scapia Credit Card.
- As soon as the card is launched en masse, you will receive an invite to apply for the Scapia Credit Card.
- Follow the instructions provided in the invitation to complete the application process.
- Provide the necessary details and documentation required for verification.
- Submit your application and wait for the approval confirmation.
- Upon approval, you will receive your Scapia Credit Card along with instructions on how to activate and start using it.
Frequently Asked Questions (FAQs)
- How long does it take to get an invite for the Scapia Credit Card?
- The waitlist for the Scapia Credit Card does not have a numbering system, but invitations are sent as soon as the card launches en masse.
- Is the Scapia Credit Card available for iOS and Android users?
- Yes, the Scapia Cards App is available for both iOS and Android users, ensuring compatibility with a wide range of smartphones.
- Can I redeem my Scapia Coins for cash?
- No, Scapia Coins can only be redeemed for travel-related expenses.
- What are the eligibility criteria for the Scapia Credit Card?
- The specific eligibility criteria may vary, but typically include factors such as age, income, credit history, and employment status.
- Are there any annual fees or joining fees for the Scapia Credit Card?
- No, the Scapia Credit Card is a lifetime free credit card with no annual fees or joining fees.
- How can I earn Scapia Coins on my spends?
- You can earn Scapia Coins on every spend, both online and offline, using your Scapia Credit Card.
- Is the Scapia Credit Card accepted worldwide?
- The Scapia Credit Card is powered by VISA Signature, which is widely accepted across the globe, making it convenient for international travelers.
- Can I use the Scapia Credit Card for online purchases?
- Yes, the Scapia Credit Card can be used for online purchases, providing a seamless payment experience for your online transactions.
- What are the benefits of the VISA Signature partnership?
- As a VISA Signature partner, the Scapia Credit Card offers enhanced benefits such as access to exclusive offers, discounts, and privileges.
- Can I upgrade my existing Federal Bank credit card to a Scapia Credit Card?
- The possibility of upgrading your existing Federal Bank credit card to a Scapia Credit Card depends on the terms and conditions set by the bank. It’s best to check with the bank for specific details.
Conclusion
The Federal Bank Scapia Credit Card is a perfect companion for travel enthusiasts, offering a range of exciting features and benefits. From earning Scapia Coins on every spend to enjoying unlimited domestic lounge access and zero forex markup fees, this card caters to the unique needs of travelers. By following the simple steps outlined in this article, you can apply for the Scapia Credit Card and embark on a journey of seamless travel experiences. Start exploring the world with the Scapia Credit Card today!
Disclaimer: The information provided in this article is based on the available data at the time of writing. It is subject to change, and it’s always recommended to refer to the official sources for the most up-to-date and accurate information.