You can convert almost any entry level HDFC credit card to lifetime free without any spending condition using the trick shared below.
This trick is tested by multiple user who have converted there HDFC CC to Lifetime Free.
What does Lifetime Free Credit Card means?
Lifetime free credit card is when user are NOT required to pay annual maintenance fees on credit card. This charge ranges from Rs. 500 per year to Rs. 2500 depending on the type of card.
How to convert Credit Card to Lifetime free?
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Go to the Gmail and open the e-mail which is registered with your HDFC bank (preferred but not required) .
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Send a mail to this email ID - PriorityRedressal.CreditCards@hdfcbank.com
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Use this mail format -
Hello,
If possible, can you make my Millennia Credit Card Life time free without any spend based condition?
Customer ID - *******
Registered Mobile No - **********
Card Last 4 Digit - ****Best Regards
- You will get a reply from “Grievance-Redressalcc”. They will most probably convert your card to lifetime free if you have good spending and bill payment history.
The following HDFC Bank Credit Cards are eligible for Lifetime Free criteria:
- HDFC IndianOil Credit Card: Annual Fee ₹500 + GST.
- HDFC MoneyBack Credit Card: Annual Fee ₹500 + GST.
- HDFC CSC Small Business MoneyBack Credit Card: Annual Fee ₹250 + GST.
- HDFC Business MoneyBack Credit Card: Annual Fee ₹500 + GST.
- HDFC Millennia Credit Card: Annual Fee ₹1000 + GST.
- HDFC Intermiles Platinum Credit Card: Annual Fee ₹1000 + GST.
- HDFC Regalia Credit Card: Annual Fee ₹2500 + GST.
- HDFC Business Regalia Credit Card: Annual Fee ₹2500 + GST.
- HDFC InterMiles Signature Credit Card: Annual Fee ₹2500 + GST.
The following HDFC Bank Credit Cards are NOT eligible for Lifetime Free criteria:
- HDFC Infinia Credit Card: Annual Fee ₹10,000 + GST.