If you’ve got Bajaj Coins in your Bajaj account, just cash them using the ‘Convert To Cash’ option.
Next, head to the Wallet section, hit ‘Pay’, and scan the QR code of any merchant like Paytm or GPay.
Then, enter the amount you’ve in your wallet and make the payment using your wallet.
Voila! You’ve transferred your whole wallet or reward balance to the merchant without having to recharge or pay any bills.
Remember, this trick only works for Full KYC accounts because they allow wallet-to-UPI/merchant transfers.