In today’s world of credit card usage, maximizing rewards is a smart financial move. HDFC Bank offers a lucrative opportunity for its customers to earn cashback on credit card bill payments through its BillPay service.
Let’s dive into the details of how you can make the most of this offering.
What is HDFC BillPay?
HDFC BillPay is a convenient platform provided by HDFC Bank, allowing users to pay various bills, including credit card bills, seamlessly. By utilizing this service, HDFC Bank customers can earn attractive cashback rewards on their credit card bill payments.
HDFC BillPay Cashback Details
Here’s a breakdown of the cashback rewards offered through HDFC BillPay:
- Easyshop Platinum Debit Card: Users can earn 1% cashback on credit card bill payments made via the BillPay portal. The maximum monthly cashback limit is Rs. 750.
- Millennia Debit Card: While Millennia debit cardholders are not eligible for cashback directly through BillPay, they can still earn 1% cashback up to Rs. 400 on wallet reloads, which can be used to pay credit card bills through third-party apps like Mobikwik or PostPe or PayTM.
How to Avail Cashback
Follow these simple steps to avail cashback on your credit card bill payments:
- Access HDFC BillPay: Log in to your HDFC Netbanking account and navigate to the BillPay section.
- Select Payment Option: Choose the Credit Card category and select your credit card provider.
- Enter Details: Input your credit card details and proceed to pay. Ensure you select the debit card as the payment mode to qualify for cashback.
- Complete Payment: Confirm the payment, and within 2-3 days, the cashback will be credited to your account.
Alternative Method: Using HDFC Mobile App
Step 1: Accessing Bill Pay
- Log in to the HDFC Mobile App.
- Navigate to Top Left Menu > Pay > Bill Pay > Add Biller > Credit Card.
Step 2: Payment Process
- Enter your credit card details and payment amount.
- Choose your HDFC Easyshop Platinum Debit Card as the payment method.
- Complete the transaction by authorizing it with OTP.
Redeeming Cashback
To redeem your HDFC debit card cashback, follow these steps:
- Log in to HDFC Netbanking.
- Navigate to Cards > Debit Cards > Enquire > Cashback Enquiry & Redemption.
- Select your account and the debit card with accumulated reward points.
- Enter the number of points you wish to redeem (must be in multiples of the minimum redemption threshold).
- Confirm the redemption, and your points will be credited to your bank account within two working days.
HDFC BillPay Supported Credit Cards
- American Express Credit Card
- BoB Credit Card
- Axis Bank Credit Card
- IDBI Bank Credit Card
- ICICI Bank Credit Card
- Kotak Mahindra Bank Credit Card
- IndusInd Bank Credit Card
- SBI Credit Card
- RBL Bank Credit Card
- Standard Chartered Bank Credit Card
- AU Bank Credit Card
- Yes Bank Credit Card
FAQs (Frequently Asked Questions)
Q1: Can I use HDFC BillPay to pay credit card bills of other banks?
A: Yes, HDFC BillPay supports various credit card providers, including American Express, ICICI Bank, SBI, and more.
Q2: Is there a limit on the cashback I can earn through HDFC BillPay?
A: Yes, the cashback limit varies depending on your debit card type. Easyshop Platinum debit cardholders can earn up to Rs. 750 per month.
Q3: How long does it take for the cashback to reflect in my account?
A: Typically, the cashback is credited within 2 to 3 days of completing the payment transaction.
Q4: Can HDFC credit card holders avail of this offer?
A: No, this offer is exclusive to HDFC Easyshop Platinum Debit Card holders. HDFC credit card holders can explore alternative platforms like PostPe or Mobikwik for similar benefits.
Q5: Is there a fee for upgrading to HDFC Easyshop Platinum Debit Card?
A: Yes, there are nominal charges associated with upgrading to the Easyshop Platinum Debit Card. However, HDFC High Net-worth Account holders enjoy exemption from debit card charges.
With HDFC BillPay, HDFC Bank customers can enjoy the convenience of paying their credit card bills online while earning attractive cashback rewards. Whether you hold an Easyshop Platinum or Millennia debit card, there’s an opportunity to maximize your savings.
Take advantage of this offer and make your credit card payments more rewarding today.