Are you looking for the best credit card in India for 2024?
Choosing the right credit card can be overwhelming with so many options available.
To help you make an informed decision, I’ve analyzed over 200 credit cards across various banks and compiled a list of the best credit cards for 2024, tailored to different user segments.
Whether you’re looking for cashback, lounge access, complimentary hotel stays, or business/first-class tickets, you can find the perfect card to suit your needs.
My list includes the top credit cards in India, covering categories such as shopping, travel, fuel, rewards, cashback, and cards with premium features.
Plus, I’ll share some insights into the cards I personally use, so you can make the most of your credit card experience.
1. Marriott Bonvoy HDFC Bank Credit Card
Feature | Details |
---|---|
Fees | - Annual Fee : 3000 - Joining Fee : 3000+Tax (after 45 days) |
Rewarding Points Structure | - Earn 8 Marriott Bonvoy Points for every ₹150 spent at participating Marriott hotels worldwide. - Enjoy accelerated rewards on travel, dining, and entertainment, with 4 points for every ₹150 spent. - Get 2 points for every ₹150 spent on other transactions. |
Welcome Offer and Elite Status | - Receive a complimentary Free Night Award worth up to 15,000 Points upon card activation and renewal. - Attain coveted Silver Elite Status, unlocking a range of VIP privileges. |
Milestone Rewards | - Reach spending thresholds of ₹6 lakh, ₹9 lakh, and ₹15 lakh within your Card anniversary year to earn additional Free Night Awards. |
Exclusive Privileges | - Access airport lounges 12 times domestically and 12 times internationally annually. - Enjoy membership in the Golf Program with 2 visits per quarter. - Benefit from concierge services and comprehensive insurance coverage for peace of mind during your travels. |
Eligibility Criteria | - Salaried Indian National: Age: Min 21 years & Max 60 Years, Net Monthly Income > Rs 1,00,000 - Self-Employed Indian National: Age: Min 21 years & Max 65 Years, Income: ITR > Rs 15 Lakhs per annum |
Check next reply for other credit cards below.