Axis Neo Credit Card Lifetime Free | 40% Zomato, 5% Amazon & more

The Neo Credit Card by Axis Bank offers various benefits, including 10% off on movies, recharges, and online shopping. Additionally, it provides exclusive discounts on Zomato, Blinkit, Myntra, and BookMyShow.

The card also features Axis Bank Dining Delights with up to 15% off at partner restaurants. Users can enjoy secure transactions with chip and PIN protection, and the card comes with zero lost card liability.

Other perks include the ability to convert purchases to EMI, earn EDGE REWARDS points, and access network offers.


  • Activation Benefit:
    • 100% cashback up to Rs. 300 on the first utility bill payment within the first 30 days.
  • Zomato Discounts:
    • 40% off on food delivery at Zomato using the NEO Credit Card.
    • Use Coupon Code: AXISNEO for the discount, with a maximum cap of Rs. 120 per order.
    • Offer applicable on minimum spends of Rs. 200, available twice a month.
  • Amazon Pay Discounts:
    • 5% off on mobile recharges/Broadband payment/DTH recharge via Amazon Pay.
    • Maximum discount capped at INR 150 per month for a minimum transaction amount of INR 299. Available once a month.
  • ‘Power of 10’ Discounts:
    • 10% off on Blinkit (min spends of Rs. 750), Myntra (min purchase value of Rs. 500), and BookMyShow (on every movie ticket, up to Rs. 100 monthly).
  • Dining Delights:
    • Up to 15% off at partner restaurants with Axis Bank Dining Delights.
    • Details include 15% off up to Rs. 500, minimum order value of Rs. 1500, valid twice per card per month for max benefits up to Rs. 1000.
  • Security Features:
    • Axis Neo Credit Cards are chip and PIN protected with EMV certified chip credit card for enhanced security.
    • Zero lost card liability for protection against fraudulent use.
  • Additional Benefits:
    • Convert purchases to EMI for transactions over Rs. 2,500.
    • Earn EDGE REWARDS points for transactions and redeem them for various offers.
    • Access network offers for Mastercard Cardholders.
  • Fees & Charges:
    • Joining Fee: Rs. 250 (Lifetime Free for select channels).
    • Annual Fee: Nil for the first year, Rs. 250 from the second year onwards (Lifetime Free for select channels).
    • Various fees and charges for different services outlined, such as cash withdrawal fees, late payment fees, and foreign currency transaction fees.
  • Eligibility & Documentation:
    • Primary cardholder age: 18-70 years; Add-on cardholder age: over 15 years.
    • Resident of India or Non-Resident Indian.
    • Documentation includes PAN card, proof of income, and residence proof.
  • Value Chart:
    • Illustrative breakdown of annual benefits up to Rs. 10,000 based on different categories of spending.